What Are Multi-Year Cash Projections in a Dental Practice?
Multi-Year Cash Projections are forward-looking financial models that estimate your practice’s cash inflow, outflow, and ending balance across multiple future years — often 3 to 5.
Unlike short-term cash flow forecasts (which look 4–13 weeks ahead), multi-year projections help you plan for growth, debt repayments, tax exposure, reinvestment, and exit readiness.
Why Multi-Year Cash Projections Matter for Dental Practice Owners
Most dentists focus on this month’s bills. But real financial control comes from seeing:
- When big tax payments hit
- When loans end and cash frees up
- If expansion will cause a cash crunch
- Whether you can afford another associate or a refurb
- How much excess cash can be drawn vs reinvested
Example:
You want to add a third surgery in 12 months.
- Upfront cost: £65,000
- Expected ROI: +£120K/year in Yr 2
→ A 3-year projection shows whether you can self-fund it — or if you’ll need a loan.
What’s Included in Multi-Year Projections (DentPulse Model)
| Category | What It Covers |
| Opening Cash | Starting point for each year |
| Operational Inflows | NHS, private, plan income growth |
| Operational Outflows | Associates, labs, staff, rent, software |
| Tax Outflows | Corporation Tax, Self Assessment |
| CapEx | Refurbs, equipment, new site setup |
| Debt Movements | Repayments and interest |
| Drawings | Salary and dividend scenarios |
| Ending Cash | Available buffer + investment capacity |
DentPulse connects this projection to your real-time performance and target growth models.
How DentPulse Powers Multi-Year Cash Projections
| Feature | Function |
| CFFP™ Engine | Extends pairing logic from 13 weeks to multi-year forecasts |
| PPP™ Planner | Forecasts safe drawings over 1–5 years, including tax |
| Scenario Builder | Tests growth vs. debt vs. reinvestment paths |
| CapEx Timeline | Plots major purchases with cash and tax implications |
| Strategic Tax Forecast | Integrates Corporation + Personal Tax year-on-year |
DentPulse turns future planning into a strategic advantage — not spreadsheet overwhelm.
DentPulse Tip™
Don’t build this year’s business based on last year’s numbers.
Build it based on the next 5 years of possibilities.
Your cash future starts with the clarity you create today.
Related Glossary Terms
- CFFP™ – Cash Flow Future Pairing – Core logic behind DentPulse’s forward cash planning
- CapEx – Major investments that affect future cash flow
- PTP™ – Profit-to-Pocket – Projects long-term personal income strategy
- DebtIQ – Tracks repayments and impact on future cash
- Strategic Forecasting – Links revenue goals to cash-based execution
Glossary Summary Table
| Term | Meaning |
| Multi-Year Cash Projections | Forecast of inflows, outflows, and cash position over 3–5 years |
| Purpose | Long-term planning for growth, taxes, CapEx, and drawings |
| Key Benefit | Converts vision into numbers you can act on |
| DentPulse Advantage | Scenario-based forecasting that connects tax, growth, and cash visibility |
